
OUR SOLUTION
Simplify Company Spend
Know where money goes, stop risky spend instantly, earn rebates on every card swipe, and reconcile without the headache.
01
Maximized Rewards
Turn spend requests into cash-back with instant virtual cards, earning rebates on every approved purchase while keeping it traceable.
02
Quick Submission
Snap a receipt, upload instantly, and let Paylio handle the rest - eliminating manual entry and turning expense submission into an effortless process.
03
AI Oversight
AI analyzes requests, enforces policy, flags suspicious spend, and speeds approvals - giving managers fast, clear, automated oversight with no extra work.
04
Effortless Reconciliation
Quickly generate ERP-ready reports to reconcile expenses in minutes, saving time and eliminating tedious manual entry.

WHY PAYLIO?
Smarter Spending Starts Here
Everything you need to request, approve, pay, and track - built into one simple, powerful spend platform.
01
Total Spend Control
Easily enforce custom rules, budgets, and limits across teams, keeping spending predictable and aligned with company goals.
02
Accelerated Workflows
Streamline approvals, requests, and finance operations so teams move faster without sacrificing oversight or accuracy.
03
Actionable Insights
Gain intelligent, real-time visibility into spending patterns to make smarter, proactive financial decisions.

SPEND ORGANIZATION
Expense Categories
Create categories by team, set budgets, and keep spend beautifully organized.
Vendor Management
Save approved vendors for faster, safer payments across the company.
Instant Alerts
Get instant notifications for approvals, payments, and pending actions.