top of page

Intelligent Spending Layer

Smarter Approvals.
Spend Made Simple.

From request to reconcile, our AI approves, issues virtual cards, and syncs seamlessly with your ERP.

Paylio - Regular User All requests List Expanded.png
Paylio - Login.png
Paylio - Dashboard Regular User Edit Profile Expanded.png

Our Solution

Simplify Company Spending

Designed for flow: beautiful dashboards, proactive AI, rewarding cards, and reconciliation made effortless.

B5njtJ42_400x400.jpg
Untitled design (9).png
security-control_11439951_edited.png

Control

rating_11440092_edited.png

Speed

atom_11772141_edited.png

Intelligence

Everything you need to request, approve, pay, and track - built into one simple, powerful spend platform.

Why Paylio

Everything your team needs to manage spend in one clear flow.

Untitled design (11).png

Maximize Rewards

Turn every approved spend request into higher rewards by using purpose-built virtual cards that maximize cashback automatically.

Generate virtual cards after approval, ensuring every purchase earns optimal cashback, improves spend accuracy, and captures rewards without extra work.

Quick Capture

Snap, upload, and you’re done. Our OCR engine instantly reads and fills in expense details, so you spend less time entering data and more time doing what matters.

AI Precision

Quick Edits

Untitled design (14).png
Untitled design (6).png

AI-Powered Spend Insights

Our AI reviews every request in real time, giving managers clear insights, policy checks, and alerts - making approvals faster, smarter, and safer.

Intelligent Analysis

Policy Compliance

Suspicious Activity Alerts

Faster Approvals

Full Control

Organize Spend By Category And Department

Create custom categories for each team, assign budgets, and gain complete visibility over company spend. Everything stays beautifully organized, making it easy to monitor, control, and optimize expenses.

Untitled design (7).png
bottom of page